Get quotes for NJPAIP NJ High Risk Auto Insurance

If you have trouble getting coverage for your car,  you should let our New Jersey High Risk Auto Insurance (PAIP) specialists help you.

Request a free secure rate quote with with our fast NJPAIP quote form below.  If you could complete the simple form that will help speed things up alot.

Many things could land you in the NJ high risk high risk auto category.  Some of the most costly are a DUI, driving without insurance or driving while suspended which each carries 9 insurance points for three years from your court settling date.

Other more common things could make you a high risk in the eyes of insurers such as too many at fault accidents in a 3-5 year period.  In NJ each at fault accident carries 5 insurance points for three years from the date that it happened.  Most companies use an dollar amount to decide if you are at fault or not.  Sometimes a police report is ordered to help the insurance company decide who was at fault.

Last but not least are moving violations such as speeding, careless driving, unsafe operation along with more severe violations like tailgating or speeding in excess of 30mph of the posted speed limit.

Our NJPAIP State Certified Producers offer help to residents of the following counties and towns in New Jersey.

 

Atlantic
•Absecon
•Atlantic City
•Brigantine
•Buena
•Buena Vista
•Corbin City
•Egg Harbor
•Egg Harbor City
•Estell Manor
•Folsom
•Galloway
•Hamilton
•Hammonton
•Linwood
•Longport
•Margate City
•Mullica
•Northfield
•Pleasantville
•Port Republic
•Somers Point
•Ventnor City
•Weymouth
Bergen
•Allendale
•Alpine
•Bergenfield
•Bogota
•Carlstadt
•Cliffside Park
•Closter
•Cresskill
•Demarest
•Dumont
•East Rutherford
•Edgewater
•Elmwood Park
•Emerson
•Englewood
•Englewood Cliffs
•Fair Lawn
•Fairview
•Fort Lee
•Franklin Lakes
•Garfield
•Glen Rock
•Hackensack
•Harrington Park
•Hasbrouck Heights
•Haworth
•Hillsdale
•Ho-Ho-Kus
•Leonia
•Little Ferry
•Lodi
•Lyndhurst
•Mahwah
•Maywood
•Midland Park
•Montvale
•Moonachie
•New Milford
•North Arlington
•Northvale
•Norwood
•Oakland
•Old Tappan
•Oradell
•Palisades Park
•Paramus
•Park Ridge
•Ramsey
•Ridgefield
•Ridgefield Park
•Ridgewood
•River Edge
•River Vale
•Rochelle Park
•Rockleigh
•Rutherford
•Saddle Brook
•Saddle River
•South Hackensack
•Teaneck
•Tenafly
•Teterboro
•Upper Saddle River
•Waldwick
•Wallington
•Washington
•Westwood
•Woodcliff Lake
•Wood-Ridge
•Wyckoff
Burlington
•Bass River
•Beverly
•Bordentown city
•Bordentown township
•Burlington city
•Burlington township
•Chesterfield
•Cinnaminson
•Delanco
•Delran
•Eastampton
•Edgewater Park
•Evesham
•Fieldsboro
•Florence
•Hainesport
•Lumberton
•Mansfield
•Maple Shade
•Medford
•Medford Lakes
•Moorestown
•Mount Holly
•Mount Laurel
•New Hanover
•North Hanover
•Palmyra
•Pemberton borough
•Pemberton township
•Riverside
•Riverton
•Shamong
•Southampton
•Springfield
•Tabernacle
•Washington
•Westampton
•Willingboro
•Woodland
•Wrightstown
Camden
•Audubon
•Audubon Park
•Barrington
•Bellmawr
•Berlin borough
•Berlin township
•Brooklawn
•Camden
•Cherry Hill
•Chesilhurst
•Clementon
•Collingswood
•Gibbsboro
•Gloucester township
•Gloucester City
•Haddon
•Haddon Heights
•Haddonfield
•Hi-Nella
•Laurel Springs
•Lawnside
•Lindenwold
•Magnolia
•Merchantville
•Mount Ephraim
•Oaklyn borough
•Pennsauken
•Pine Hill
•Pine Valley
•Runnemede
•Somerdale
•Stratford
•Tavistock
•Voorhees
•Waterford
•Winslow
•Woodlynne
Cape May
•Avalon
•Cape May
•Cape May Point
•Dennis
•Lower
•Middle
•North Wildwood
•Ocean City
•Sea Isle City
•Stone Harbor
•Upper
•West Cape May
•West Wildwood
•Wildwood
•Wildwood Crest
•Woodbine
Cumberland
• Bridgeton
•Commercial
•Deerfield
•Downe
•Fairfield
•Greenwich
•Hopewell
•Lawrence
•Maurice River
•Millville
•Shiloh
•Stow Creek
•Upper Deerfield
•Vineland
Essex
•Belleville
•Bloomfield
•Caldwell Borough
•Cedar Grove
•City of Orange
•East Orange
•Essex Fells
•Fairfield
•Glen Ridge
•Irvington
•Livingston
•Maplewood
•Millburn
•Montclair
•Newark
•North Caldwell
•Nutley
•Roseland
•Verona
•Village of South Orange
•West Caldwell
•West Orange
Gloucester
•Clayton
•Deptford
•East Greenwich
•Elk
•Franklin
•Glassboro
•Greenwich
•Harrison
•Logan
•Mantua
•Monroe
•National Park
•Newfield
•Paulsboro
•Pitman
•South Harrison
•Swedesboro
•Washington
•Wenonah
•West Deptford
•Westville
•Woodbury
•Woodbury Heights
•Woolwich
Hudson
•Bayonne
•East Newark
•Guttenberg
•Harrison
•Hoboken
•Jersey City
•Kearny
•North Bergen
•Secaucus
•Union City
•Weehawken
•West New York
Hunterdon
•Alexandria
•Bethlehem
•Bloomsbury
•Califon
•Clinton town
•Clinton township
•Delaware
•East Amwell
•Flemington
•Franklin
•Frenchtown
•Glen Gardner
•Hampton
•High Bridge
•Holland
•Kingwood
•Lambertville
•Lebanon borough
•Lebanon township
•Milford
•Raritan
•Readington
•Stockton
•Tewksbury
•Union
•West Amwell
Mercer
•East Windsor
•Ewing
•Hamilton
•Hightstown
•Hopewell borough
•Hopewell township
•Lawrence
•Pennington
•Princeton borough
•Princeton township
•Trenton
•Washington
•West Windsor
Middlesex
•Carteret
•Cranbury
•Dunellen
•East Brunswick
•Edison
•Helmetta
•Highland Park
•Jamesburg
•Metuchen
•Middlesex
•Milltown
•Monroe
•New Brunswick
•North Brunswick
•Old Bridge
•Perth Amboy
•Piscataway
•Plainsboro
•Sayreville
•South Amboy
•South Brunswick
•South Plainfield
•South River
•Spotswood
•Woodbridge
Monmouth
•Aberdeen
•Allenhurst
•Allentown
•Asbury Park
•Atlantic Highlands
•Avon-by-the-Sea
•Belmar
•Bradley Beach
•Brielle
•Colts Neck
•Deal
•Eatontown
•Englishtown
•Fair Haven
•Farmingdale
•Freehold borough
•Freehold township
•Hazlet
•Highlands
•Holmdel
•Howell
•Interlaken
•Keansburg
•Keyport
•Little Silver
•Loch Arbour
•Long Branch
•Manalapan
•Manasquan
•Marlboro
•Matawan
•Middletown
•Millstone
•Monmouth Beach
•Neptune
•Neptune City
•Ocean
•Oceanport
•Red Bank
•Roosevelt
•Rumson
•Sea Bright
•Sea Girt
•Shrewsbury borough
•Shrewsbury township
•South Belmar
•Spring Lake Boro
•Spring Lake Heights
•Tinton Falls
•Union Beach
•Upper Freehold
•Wall
•West Long Branch
Morris
•Boonton town
•Boonton township
•Butler
•Chatham borough
•Chatham township
•Chester borough
•Chester township
•Denville
•Dover
•East Hanover
•Florham Park
•Hanover
•Harding
•Jefferson
•Kinnelon
•Lincoln Park
•Long Hill
•Madison
•Mendham borough
•Mendham township
•Mine Hill
•Montville
•Morris
•Morris Plains
•Morristown
•Mount Arlington
•Mount Olive
•Mountain Lakes
•Netcong
•Parsippany-Troy Hills
•Pequannock
•Randolph
•Riverdale
•Rockaway borough
•Rockaway township
•Roxbury
•Victory Gardens
•Washington
•Wharton
Ocean
•Barnegat
•Barnegat Light
•Bay Head
•Beach Haven
•Beachwood
•Berkeley
•Brick
•Dover
•Eagleswood
•Harvey Cedars
•Island Heights
•Jackson
•Lacey
•Lakehurst
•Lakewood
•Lavallette
•Little Egg Harbor
•Long Beach
•Manchester
•Mantoloking
•Ocean
•Ocean Gate
•Pine Beach
•Plumsted
•Point Pleasant
•Point Pleasant Beach
•Seaside Heights
•Seaside Park
•Ship Bottom
•South Toms River
•Stafford
•Surf City
•Tuckerton
Passaic
•Bloomingdale
•Clifton
•Haledon
•Hawthorne
•Little Falls
•North Haledon
•Passaic
•Paterson
•Pompton Lakes
•Prospect Park
•Ringwood
•Totowa
•Wanaque
•Wayne
•West Milford
•West Paterson
Salem
• Alloway
•Carneys Point
•Elmer
•Elsinboro
•Lower Alloways Creek
•Mannington
•Oldmans
•Penns Grove
•Pennsville
•Pilesgrove
•Pittsgrove
•Quinton
•Salem
•Upper Pittsgrove
•Woodstown
Somerset
• Bedminster
•Bernards
•Bernardsville
•Bound Brook
•Branchburg
•Bridgewater
•Far Hills
•Franklin
•Green Brook
•Hillsborough
•Manville
•Millstone
•Montgomery
•North Plainfield
•Peapack & Gladstone
•Raritan
•Rocky Hill
•Somerville
•South Bound Brook
•Warren
•Watchung
Sussex
•Andover borough
•Andover township
•Branchville
•Byram
•Frankford
•Franklin
•Fredon
•Green
•Hamburg
•Hampton
•Hardyston
•Hopatcong
•Lafayette
•Montague
•Newton
•Ogdensburg
•Sandyston
•Sparta
•Stanhope
•Stillwater
•Sussex
•Vernon
•Walpack
•Wantage
Union
•Berkeley Heights
•Clark
•Cranford
•Elizabeth
•Fanwood
•Garwood
•Hillside
•Kenilworth
•Linden
•Mountainside
•New Providence
•Plainfield
•Rahway
•Roselle
•Roselle Park
•Scotch Plains
•Springfield
•Summit
•Union
•Westfield
•Winfield
Warren
• Allamuchy
•Alpha
•Belvidere
•Blairstown
•Franklin
•Frelinghuysen
•Greenwich
•Hackettstown
•Hardwick
•Harmony
•Hope
•Independence
•Knowlton
•Liberty
•Lopatcong
•Mansfield
•Oxford
•Phillipsburg
•Pohatcong
•Washington borough
•Washington township
•White