High risk commercial insurance. Many industry types including trucking, NJ NEMT (Non Emergency Medical Transport Insurance), ambulances, various fleets and more may be insured.
Contact our high risk commercial insurance brokers below by using our easy form below.
High Risk Commercial Insurance for business auto policies, Trucking, Busing, NEMT and Emergency Medical ! 1 vehicle to large fleet help is available.
Business owners come to high risk commercial insurance agents when they just can’t get a policy elsewhere. We will work hard to find affordable commercial auto Bus, NEMT or truck insurance for your company if your are in FL,GA,IA,IN,KS,MD,NC,NE,NJ,OH,PA,SC,TN or VA.
Get commercial auto insurance business owners help started right now by entering your initial information below.
Higher risk commercial auto and truck insurance rates can soar very quickly. To find affordable coverage may require specialized help from our agents to secure an affordable policy. We have high risk commercial insurance help available in Florida, Georgia, Iowa, Indiana, Kansas, Maryland, Nebraska, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee and Virginia at (828) 447-0036.
NJCAIP Insurance (State of New Jersey Commercial Auto Insurance Plan) high risk commercial insurance coverage’s are available. The following are eligible to apply for this NJCAIP special coverage. Examples include Semi Trucks, Buses, Bus Fleets, Contractors Vehicles, emergency and non emergency medical transport and more.
We also have the ability to quote and insure the following commercial auto liability risks. With the ability to insure large fleets of vehicles.
•Charter, Sightseeing & Tour Buses
•Black Car Services
•Shuttle Vans used for airport, employee transport or hotel & parking facilities
•Contractors Vehicles & Commercial General Liability
•Church Bus, Charter Bus, Hotel Shuttle, Group Homes, School Buses, Limousines,
Kiddie Transports, Day Care Vehicles, Head Start Programs, Sightseeing Buses,
Wilderness Expeditions, Social Service Vehicles
•Trucking including tow trucks, logging, distributors, contractors vehicles, petroleum haulers, hazmat haulers, concession trucks, and auto haulers
•Public transportation fleets including limos, church buses, charter buses, social service, daycare, wilderness expedition, and private school buses
•Special transportation including driver training vehicles, ambulances, security vehicles, and daily auto rental.
New Jersey NEMT Package Policies, Ambulette & Ambulance:
Typical commercial high risk commercial and business auto insurance coverage’s includes:
Bodily Injury Liability – Coverage for damages that involve bodily injury to others for which you become responsible under law.
High Risk Business Auto Insurance Property Damage Liability – Coverage for damage to property of others for which you become responsible under law.
Medical Payments – Coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.
Personal Injury Protection – Coverage for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided.
Comprehensive – Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.
Collision – Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy.
Uninsured Motorist – Coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable.
Underinsured Motorist – Coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and does not have adequate liability limits.
Additional Expense – Coverage for necessary additional expenses incurred as a result of a loss for which you are protected under comprehensive or collision coverage. These expenses include rental cars, food, lodging and other incidental expenses.
Hired Auto Liability Coverage – Covers liability for automobiles hired under contract on behalf of or loaned to the named insured.
Hired Auto Physical Damage – Coverage for an automobile of any type, hired, borrowed or leased on a short term basis for use in the insured’s business.
Employer’s Non-Ownership Liability – Coverage for a private-passenger automobile used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile in the business by any of your employees.
Motor truck cargo coverage is available as a package or standalone coverage just like physical damage coverage’s.
Auto physical damage, hired & non-owned, motor truck cargo, terminal operations, excess coverage available.